ATOAR HOSSAIN

man of beautiful BANGLADESH

About Atoar

a)   22 years working experience in rural Level social mobilisation in development organisation with microfinance program implementation and other activities.

b)   Excellent skills in program & project implementation, need assessment, module development, conducting group discussion, workshop and training facilitation.

c)   Experienced in planning, implementation and documentation in NGO structure.

d)   Excellent skill in risk assessment and management of microfinance sector.

e)     Excellent skill in computer and software programming (Word, Excel, Power point, ACCESS, Adobe PhotoShop, Scanning)

f)     Excellent skill in risk assessment and management of microfinance program.

g)   Ability for applying Internal Control Techniques to mitigate Risk

h)   Ability to identify important risk in MFI; a) Strategic Risk, b) Credit Risk, c)  Fraud Risk, d) Error Risk, e) Operational Risk, f) Reputation Risk, g) Governance Risk

 

i)     Ability to set roles and responsibilities in risk management.


Career Summary

 

 

 

 

 

 

 

 

 

 

 

 

 

22 years’ career

2 year

Head of Microfinance at BEDO.

·         Head of Micro Finance as Deputy Director of Program Development, Staff Controlling, program implementation, prepared Strategic plan, various manual and guide line develop for smoothly running the Microfinance Program

2.5 Years Experience as Asst. Director  at BEES.

·         Leading one of team out of 4different team under the Microfinance Program

4 Years experience as Head Of Microfinance, at ADI

·         Head of Micro Finance as Deputy Director of Program Development, Staff Controlling, program implementation, prepared Strategic plan, various manual and guide line develop for smoothly running the Microfinance Program

4 Years experience as Assistant program Manager at PADAKHEP

·        To assists microfinance based various program & project implementation,  analyze the implementing microfinance program activities and financial status

8 Years experience as Assistant Director, at DABI

·         Head of Micro Finance with 08 years experience as Assistant Director of Program Development, Staff Controlling, program implementation, prepared Strategic plan

2 years experience in Zonal    Marketing         In-charge

·         Best perform on Tobacco marketing

·         Sales promotion in three Upazilla’s

·         Liaison with Wholesaler and Retailer at Zila/Upazila level.

1 year experience as Branch Manager

·         Program implementation at upzila level

·         Staff controlling

·         Accounts keeping.

 

 

 

 

Professional skills

·        Excellent skill in program and project implementation

·        Planning with Logical Frame Work Analysis

·        Designing MIS system manually as well as computer software

·        Excellent skill in setting indicators for monitoring and evaluation.

·        Excellent skill in providing training

·        Excellent skill to co-ordinate with Govt. and Non Govt. agencies.

 

Technical skills

 

·        Efficiency in writing socio-political and economic issues of development

·        Efficient in Microsoft Word, Microsoft Excel, Mircrosoft Powerpoint, Microsoft ACCESS Adobe PhotoShop and Visio Diagram.

·        12 years experience in driving motorcycle and light transport.

 

 

Skill Summary

 

 

 

 

 

 

Personal information

 

Father’s name                               Md. Saef Uddin Mondal

 

Mother’s name                                 Mrs. Kohinoor Begum

 

 

Permanent address                     Cha-Bagan, Santahar

                                                           Bogra-5891

 

 

Height                                          5fit 4 inch

 

Weight                                         72 kg

 

 

Hobby                                                Socio-economic study and playing Chess.

 

 

 

 

Educational qualification

 

Degree

Subject/Group

Institute

Class/Grade

Year

MBA

Accounting (Major)

Uttara University

A

2012

M. Com

Management

National University

2nd

2005

B. Com

Commerce

National University

3rd

1996

H. S. C

Commerce

Santahar Govt. Collage

2nd

1994

S. S. C

Science

Santahar BP High School

1st

1992

 

 


Career background

Present position:       

Designation

 

Designation

·        Deputy Director

Organisation

·        Alternative Development Initiative

Period

·        Since February 2012 to till now.

Responsibility

·        Leading Microfinance Operation.

·        Program & Project implementation

·        Planning & Budget preparation

·        Program monitoring through using on side & off side monitoring tools

Working area

Where ADI is working (Base Office: Head Office, Dhaka.)

 

 

 

Best performance

·        To operate microfinance based various program & project implementation

·        Lead a team of about 150 staff.

·        To coordinate within the organization for smoothly implement microfinance program and to also coordinate and regular communicate outside of the organization (like; PKSF).

·        To prepare annual budget, Management of revolving fund also budgetary control

·        Frequently visit & supervision of Program activities at Upazila level and CBO/ Groups at Union and village level

·        Providing training with in the organization.

·        To analyze the implementing microfinance program activities and financial status.

·        Program monitoring through using on side & off side monitoring tools

Previous position:      

Designation

·        Assistant Program Manager

Organisation

·        PADAKHEP Manabik Unnayan Kendra

Period

·        Since November 2007 to 31 December 2011.

Responsibility

·        Program & Project implementation

·        Planning & Budget preparation

·        Program monitoring through using on side & off side monitoring tools

Working area

Where PADAKHEP is working (Base Office: Head Office, Dhaka.)

 

 

 

Best performance

·        To assists microfinance based various program & project implementation

·        To prepare annual budget, Management of revolving fund al also budgetary control

·        Frequently visit & supervision of project activities at Upazila level and CBO/ Groups at Union and village level

·        To  prepare MIS & FIS report for monitoring and  evaluation of performance,

·        To analyze the implementing microfinance program activities and financial status.

·        Program monitoring through using on side & off side monitoring tools

Previous position:      

Designation

·        Assistant Director

Organisation

·        DABI Moulik Unnayan Sangstha

Period

·        Since June 2005 to 31 August 2007

Responsibility

Leading Microfinance Operation. Poverty reduction and improve organizational capacity through Microfinance Program implementation.

Working area

Where DABI is working (Naogaon, Joypurhat, Rajshahi & Bogra Dist)

 

 

 

Best performance

·         Lead a team of about 250 staff. Co-ordinating program in 45 unions of 16 Upazillas under 4 districts.

·         Selection of communication tools for social mobilisation.

·         Writing reports for the donors, evaluation and appraisal teams

·         Reviewing and designing training modules for staff development

·         Reviewing and designing monitoring and evaluation methodologies

·         Staff assessment on the basis of performance

·         Conduct training for senior staff

·         Reviewing the activities in the current phase for future program

·         Identifying strengths and weakness of the organisation

·         Identifying lessons to be learned and develop strategies for strengthening the program

Previous position-   

Designation

·        Program Co-ordinator

Program

·        Micro Credit Program

Organisation

·        DABI Moulik Unnayan Sangstha

Period

·        Since November 2003 to June 2005 (2 Years)

Responsibility

Poverty reduction and improve organizational capacity through Microfinance Program implementation.

Working area

Where DABI is working (Naogaon, Joypurhat, Rajshahi & Bogra Dist)

 

 

 

Best performance

·        Lead a team of about 250 staff. Co-ordinating program in 45 unions of 16 Upazillas under 4 districts.

·        Selection of communication tools for social mobilisation.

·        Writing reports for the donors, evaluation and appraisal teams

·        Reviewing and designing training modules for staff development

·        Reviewing and designing monitoring and evaluation methodologies

·        Staff assessment on the basis of performance

·        Conduct training for senior staff

·        Reviewing the activities in the current phase for future program

·        Identifying strengths and weakness of the organisation

·        Identifying lessons to be learned and develop strategies for strengthening the program

 

Designation

·        Audit Officer

Program

·        Micro Credit Program

Organisation

·        DABI Moulik Unnayan Sangstha

Period

·        2000-2003 (4 years)

Responsibility & Major activities

·     Follow-up, monitoring and evaluation of the credit related activities

·     Collection & analyse of accounts problems data.

·     To facilitate other assist. Accountant.

·      To arrange training for beneficiaries.

·     Monitoring & Auditing on loan disburse, loan recovery, savings

        Collection, savings refund and checking all documentation.

·     Analyse of field workers performance & evaluation

·          To evaluate Unit wary performance & ratio analysis

 Previous position-

Experience in Marketing

Previous position

·        Zonal Marketing In charge

Organisation

·        Dhaka Tobacco Industries (Akij Group of Industries)

Period

·        1997-2000

Responsibility

·        Sales promotion in four upazilla.

·        Liaison with retailer and wholesaler

·        Conducting demonstration in the field.

Working area

·        Manda, Niamotpur, Naogaon sadar and Mohadevpur under Naogaon district. 

 

Records in Dhaka Tobacco Industries

º       400% increase in market volume within one year

º       Got promotion after one year

º       Selected best performer of the year

Previous position-      

Designation

·        Branch Manager

Program

·        Insurance

Organisation

·        Delta Life Insurance Co. Ltd.

Period

·        1996-1997

Responsibility & Major activities

·        To monitoring and supervision on Block Office activities

·        To monitoring Block Assistant worker.

 

Training received (Short listed)

 

Name of training

Duration

Organized by

Training on Governance issues on MFI

3 days

MRA, Dhaka

ToT on Microcredit Operation &Management

6 days

Institute of Microfinance (InM), Dhaka

Training on Human Resource Management

3 days

PADAKHEP, Dhaka

Training on Risk Management for MFI’ s

3 days

MicroSave, India

Microenterprise Management

3 days

PKSF, Dhaka.

Short term & Long term business plan preparation training

5 days

PKSF, Dhaka.

Accrual Basis Accounts

1 day

Care, Rajshahi

 

Financial Management

1 day

Care, Rajshahi

 

Accounts & Financial Management

4 days

PKSF, Dhaka.

 

Monitoring & Evaluation

3 days

PKSF, Dhaka.

 

Credit & Savings Management Training

3 days

PKSF, Dhaka.

 

Basic Computer Training

6 days

PKSF, Dhaka.

 

POMIS (Partner Organisation Management Information System) Software training

7 days

PKSF and TCL

 

POFMS (Partner Organisation Financial Management System) Software training

7 days

Benchmark Software Bangladesh Ltd.

 

Disaster Preparedness and Response Training

3 days

ADAB Bogra

 

ToT on Environment Management, Sustainable Agriculture & Disaster Preparedness and Response.

3 days

UNDP

 

Advance Microfinance Operation & Management

3 days

PKSF, Dhaka

 

               

Training Provided (Short listed)

Name of training

Type of trainee

Arranged by

Microcredit Operation &Management

Area Manager

InM & PMUK, Dhaka

Microcredit Operation &Management

Branch  Manager

InM & PMUK, Dhaka

Risk Management on Microfinance

Branch  Manager

PADAKHEP, Dhaka

Cost structure

Branch  Manager

PADAKHEP, Dhaka

Business Plan Preparation

Branch  Manager

PADAKHEP, Dhaka

Pass book maintain

Beneficiaries

DABI, Naogaon

Financial management

Asst. Accountant

DABI, Naogaon

Basic Accounts

Asst. Accountant

DABI, Naogaon

Budget Preparation

Asst. Accountant

DABI, Naogaon

Budget variance & Ratio analysis

Unit Officer

DABI, Naogaon

Training on Group Dynamics, Credit & Savings Management

Field Worker

PKSF,Dhaka, Venue-DABI

Effective Management for Income Generating Activities

Field Worker

PKSF,Dhaka, Venue-DABI

Savings and Credit Management

Field Worker

PKSF,Dhaka, Venue-DABI

 

LANGUAGE PROFICIENCY:

Ø      Bangla - Fluent in both oral & written.

Ø      English -Satisfactory in oral & written.

 

Publications

1.       National Victory day: Special Magazine for poetry; published in 1996

2.       Special Magazine for Happy New Bangali Year; published in 2000

3.       Microfinance Standard for PADAKHEP; In house published in 2010

4.       “Agrozattrai ADI Microfinance”; Published in 2013

 

 

 

Other records

 
Sports

º        Excellent performance in Inter College Chess Tournament in 1995

 
Cultural activities

º        Got First Prize in Cultural Competition in Santahar Pourashava under Bogra district in 1995

º        Got First Prize in annual games in Santahar Govt. College in 1994

º        Played role in drama

º        Wrote drama to be staged in college campus, which became very popular to the students.

 
Political

º        Elected AGS (Assistant General Secretary), Students Union, Santahar Govt. College in 1993-94 FY

º        Elected Cultural Secretary, Students Union, Santahar Govt. College in 1992-93 FY

º        Founder Secretary of a literal organisation (Projanma Sahitya Sangathan) in Santahar under Bogra districts in 1990.

 
Journalist

º        Reporter (Journalist) was various local & national Newspapers in the year of 1992-1996.